According to Martin Lewis, hundreds of thousands of furloughed workers face redundancy.
Martin Lewis, founder of MoneySavingExpert.com, has issued a warning to those on furlough due to changes in the scheme set to happen in August.
Unfortunately, despite furlough being designed to keep people in employment, it doesn’t protect you from being made redundant.
Employers will be required to start to make contributions towards costs from August, and this could mean redundancies begin to be announced soon.
This is because employers have to give 45 days notice before making redundancies, and this can still happen while staff are on furlough.
If employers think they can’t afford to start contributing towards furlough pay come August, redundancy letters could start being sent this month.
This situation will likely spiral come October 31st, when the furlough scheme ends.
Currently, those unable to work due to coronavirus such as hospitality staff are able to get 80% of their wages paid by the government, up to a maximum of £2,500 a month.
The scheme was launched on the 20th March and was backdated from the 1st of the same month, and as of the end of today, no new employees can be put on the scheme.
From August the rules are changing and employers will be expected to pay the National Insurance and Pension contributions.
From September they will also be required to pay 10% of the salary, which will be upped to 20% in October when the scheme is set to finish.
Martin Lewis has explained that this means 100,000s or even millions of people could face redundancy. This is because 8m people are currently on the furlough scheme.
In his weekly email published today, Martin said: “I’m sorry for the stark warning. From August, employers need to start contributing towards furlough costs.
“This means redundancy is likely by then for those in roles employers don’t consider viable after October, when furlough ends.
“As redundancy can require a 45-day consultation period, that means many will soon get letters. I suspect this will impact 100,000s or even millions.”
If you are furloughed and made redundant it doesn’t affect your redundancy pay rights and your employer is still required to carry out a fair redundancy process.
How much you are entitled to depends on your age and length of service. If you are under 22 you are entitled to half a week’s pay for each full year; one week’s pay for each full year if you are between 22 and 41; and one and a half week’s pay for each full year you are over 41.
You are not entitled to a redundancy pay out if you have been working for your employer for under two years.
A HM Treasury spokesperson said: “The Coronavirus Job Retention Scheme is one of the most generous schemes of its kind and it has so far protected more than 8million jobs and supported millions of businesses during this crisis.
“As the economy re-opens, we will continue to look at how to adjust our support in a way that ensures people can get back to work, protecting both the UK economy and the livelihoods of people across the country.”
Employers are not allowed to base redundancy payout on the rate of your furlough pay instead of your usual salary.
To help those affected, Martin Lewis has released a guide to redundancy which you can see here.
Student suffers severe heart failure after drinking four cans of energy drink a day
‘I believe they are very addictive and far too accessible to young children’
A young man who consumed two litres of energy drink a day was admitted to intensive care with severe heart failure.
According to a leading medical journal, the university student landed himself in hospital after drinking four cans of energy drink per day.
The 21-year-old spent nearly two months in intensive care due to heart failure, with the British Medical Journal stating this was ‘potentially related to excessive energy drink consumption’ in a report.
According to the report, the man drank four 500ml energy drinks every day for two years, becoming so ill that medics thought he might require an organ transplant.
The patient went on to describe his medical episode as ‘traumatising’, eventually seeking medical help after he suffered from weight loss and shortness of breath for roughly four months.
Doctors performed blood tests, scans, and ECG readings, and found that he had both kidney and heart failure – however, the kidney failure was discovered to be linked to a previously undiagnosed condition.
Each energy drink the man was consuming contained around 160mg of caffeine, and medics said that ‘energy drink-induced cardiotoxicity’ was the most likely cause of the severe heart failure.
In the report, the authors from Guy’s and St Thomas’ NHS Foundation Trust wrote: “We report a case of severe biventricular heart failure potentially related to excessive energy drink consumption in a 21-year-old man.”
They said the conclusion to their report ‘adds to the growing concern in the literature about the potential cardiotoxic effects of energy drinks’, adding that the man’s heart function seems to have returned to normal nine months later but with ‘mildly impaired function’.
The recovered patient added his own thoughts to the article, saying: “When I was drinking up to four energy drinks per day, I suffered from tremors and heart palpitations, which interfered with my ability to concentrate on daily tasks and my studies at university.
“I also suffered from severe migraine headaches which would often occur during the periods when I did not drink energy drink; this also restricted my ability to perform day-to-day tasks and even leisurely activities such as going to the park or taking a walk.”
He added: “I think there should be more awareness about energy drinks and the effect of their contents.
“I believe they are very addictive and far too accessible to young children. I think warning labels, similar to smoking, should be made to illustrate the potential dangers of the ingredients in energy drink.”
Drivers could soon be fined for parking on the pavement under new rules
Make sure you’re aware of the proposed rule changes
A ban on parking on the pavement could soon be implemented across England, under new laws which are expected to be rolled out this year.
Parking on pavements would be a thing of the past, with £70 penalty fines for offenders coming into effect under the proposed new rules.
According to reports, the new legislation would see a ban on antisocial parking introduced, in a bid to make pavements safer for people with disabilities and visual impairments, as well as families.
The changes to the law which are being considered have already been implemented in London and would be rolled out nationwide.
They come in response to complaints about pavement parking and the risks it brings with it to those whose use pavements, with the Department for Transport (DfT) initially launching a proposal on the subject in September 2020.
The proposals came after a review discovered that almost half of wheelchair users and a third of visually impaired people were less willing to go out on the streets alone due to ‘antisocial’ parking on the pavement.
A spokeswoman from the DfT explained to The Mirror that the government is currently collating responses after receiving ‘overwhelming’ feedback.
The public consultation period for the proposals ended back on November 22nd, and as such a decision on the plan is expected imminently.
However, Mark Tongue, director of Select Car Leasing has said that ‘the guidelines are currently quite confusing for motorists’.
The motoring company conducted a report which discovered that local authorities would have the power to dish out £70 fines if a vehicle was considered an obstruction, even if it was parked outside the driver’s house.
Mr Tongue said: “A pavement parking ban is 100% needed nationwide – anything that puts pedestrians at an increased risk requires action.
“However, the information given so far is slightly confusing for drivers. At the moment, there’s no clear guidelines for those who park on the pavement due to having no room on their own drive. Most households have more than one car, so it will be interesting to see where motorists are expected to park if not on the pavement outside their homes.
“Clear guidance is required for drivers so they know the correct location to park in order to avoid a fine.”
Operation Forth Bridge: the full plan for what happens next after Prince Philip’s death
Buckingham Palace confirmed the sad news of his passing earlier today
Buckingham Palace announced this afternoon that HRH Prince Philip, The Duke of Edinburgh has died.
The 99-year-old, who would have celebrated his 100th birthday in June, passed away peacefully at Windsor Castle this morning, Friday April 9th.
Buckingham Palace said: “It is with deep sorrow that Her Majesty The Queen has announced the death of her beloved husband, His Royal Highness The Prince Philip, Duke of Edinburgh.
“His Royal Highness passed away peacefully this morning at Windsor Castle.
“Further announcements will be made in due course. The Royal Family join with people around the world in mourning his loss.”
There were already strict procedures put in place for when Prince Philip died, which have now begun, and they’re known as Operation Forth Bridge.
According to the plan there are several steps that need to be followed, including everything from national mourning to a burial site for the Duke.
Operation Forth Bridge has been around for many years, with Buckingham Palace, in consultation with both the Queen and Prince Philip, regularly updating and reviewing it.
Part one of the operation was the announcement from Buckingham Palace confirming the death of the Duke, which was distributed to the Press Association and BBC first.
Then the country enters a period of national mourning, meaning a set of rules, like flags being flown at half-mast, must be followed.
According to reports, it’s thought newsreaders and other TV presenters must wear black out of respect.
Next, plans for the funeral will be drawn up, and while Prince Philip is entitled to a state funeral he reportedly wanted something more discreet – a private service in the style of a military funeral at St George’s Chapel in Windsor, followed by burial at Frogmore Gardens.
The funeral is still expected to be televised despite the current restrictions, although it remains unclear how many people will be able to attend it.
The Queen’s private secretary and senior adviser, Sir Edward Young, will be on hand to help her during the undoubtedly challenging days ahead.
As well as being responsible for supporting the Queen in her duties, Sir Edward is also the channel of communication between the Queen and the government.