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Boris Johnson announces new 5% deposit mortgage scheme for first time buyers

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Bill Boaden / Geograph

The Prime Minister has announced a new housing scheme for first time buyers which will let them get a mortgage with a 5% deposit.

Boris Johnson addressed the virtual Tory party conference today, saying that the scheme would help turn ‘generation rent’ into ‘generation buy’.

According to Mr Johnson, the plan would help to create two million new homeowners, although he gave very little detail about how the scheme would actually work.

BBC

In his speech, he said the Tory party needed to ‘fix our broken housing market’, by helping young people who struggle with deposits get their foot on the property ladder.

The PM also claimed he would ‘transform the sclerotic planning system’, making it quicker and easier to build new homes.

He added: “But these reforms will take time and they are not enough on their own.

“We need now to take forward one of the key proposals of our manifesto of 2019: giving young, first-time buyers the chance to take out a long-term, fixed-rate mortgage of up to 95% of the value of the home – vastly reducing the size of the deposit.”

“We believe that this policy could create two million more owner-occupiers – the biggest expansion of home ownership since the 1980s. We will help turn generation rent into generation buy.”

However, Mr Johnson gave very little detail about the plan, and didn’t confirm whether the government would underwrite these mortgages.

But according to the 2019 Conservative Party manifesto they: “[Pledge to] encourage a new market in long-term fixed rate mortgages which slash the cost of deposits, opening up a secure path to home ownership for first-time buyers in all parts of the United Kingdom”.

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Greater Manchester Nightingale Hospital open again due to high levels of coronavirus

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Peter McDermott/Geograph

The Nightingale Hospital for the North West will open later this week and house non-Covid patients.

The temporary facility to treat patients with Covid-19 opened originally in April but has been closed in summer. 

However, later this week it is set to reopen for non-Covid patients.

It is set to reopen as figures show the number of coronavirus patients being treated in the North West is now approaching the level it was in the first surge of the virus.

A spokesperson said: “The NHS Nightingale Hospital North West will accept patients from today to provide care for those who do not have Covid-19, but do need further support before they are able to go home, such as therapy and social care assessments.”

As of October 26th, North West hospitals had 2,407 patients with coronavirus, the highest number of cases since April 23rd.

Dr Jane Eddleston, medical director of the Manchester University NHS Foundation Trust, said: “The Nightingale will not be used as a critical care facility and neither was it in the first phase. It will be used as a facility for patients to have additional rehabilitation.”

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Sacha Lord says 10pm curfew will be reviewed next month

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David Dixon/Geograph & SachaLord/Twitter

Greater Manchester’s Night Time Economy Adviser, Sacha Lord, has said the government will review the 10pm curfew in November. 

All hospitality venues must shut their doors at 10pm under current laws, however, Sacha Lord and other industry members have been campaigning the curfew.

Since September 24th, when the curfew was put in place, the #CancelTheCurfew movement has been backed by a number of industry professionals.

The Parklife founder, Lord, filed a pre-action letter last night which claimed there was no scientific justification of the Tier 3 regulations and the limits on pubs and bars operating hours. 

Lord has tweeted that the government ‘are reviewing the UK 10pm curfew’ in November.

He wrote: “In November, the Government are reviewing the UK 10pm curfew.

“It doesn’t work for the public or operators.

“Overloaded transport, crowded takeaways, supermarkets etc.

“It’s doing far more harm than good. Operators are running safe and secure COVID19 venues.

“Cancel the Curfew”

Lord confirmed they had a formal response from the government regarding the judicial review where he said ‘we consider it insufficient’.

He added “I cannot go into detail, but I can say that we have considered it and it is insufficient. I have instructed my lawyers to commence legal proceedings.”

Lord is now backing the OneGM campaign, which sees different sectors of the industry coming together to show support for businesses and people in Greater Manchester. 

It is unclear yet when Greater Manchester will be removed from Tier 3 restrictions.

 

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Dr Hilary backs calls for tier 3 restrictions across all of England by Christmas

It’s not looking good.

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S&B Vonlanthen/Unsplash & GMB/Twitter

Dr Hilary has responded on GMB this morning to reports that the whole of England should be in tier 3 by Christmas. 

It comes following some reports that all of England could be placed under the strictest coronavirus restrictions by mid-December. 

The UK deaths hit their highest level in five months on Tuesday, when 367 new fatalities linked to coronavirus and nearly 23,000 more cases were recorded.

The Sun explained that SAGE member, Professor Sir Mark Walport said it is ‘not unrealistic’ to think that 25,000 people could be in hospital with Covid-19 by the end of November.

With total Covid related deaths reaching 61,000 across the nation, there are predictions that figures will be higher than the Spring peak come December.

Members of the Government’s Scientific Advisory Body (Sage) are reportedly warning that virus rates all over the country will soar past the levels seen in areas in the North already.

A government source also told The Sun ‘the latest Sage numbers are utterly bleak.’

According to the Daily Telegraph, ‘Downing Street is working on the assumption that the second wave of COVID-19 will be more deadly than the first.’

From next week parts of Nottinghamshire and Warrington will be placed into Tier Three.

This means that more than eight million people in England, predominantly in the North, will be under the most stringent Covid-19 restrictions by the end of the week.

The Environment Secretary, George Eustice, told Sky News: “The prime minister has been very clear, as we all are, that we want people to celebrate Christmas in a way that is as close to normal as possible.

“But it is too early to be able to say exactly what the situation will become Christmas, and exactly what different parts of the country will or will not be able to do.

“Obviously checking the spread of this virus is paramount, but alongside that we want people to live their lives as close to normal as possible, including at Christmas which is an incredibly important time for families.”

Dr Hilary Jones spoke on Good Morning Britain this morning explaining that a vaccine ‘won’t stop a rise in infections’.

Jones said: “Just look at the figures, the hospital admissions are increasing, doubling every two weeks. In a month from now, we’ll be worse than we were in the first wave.”

He said: “We can’t rely on a vaccine, we hope it will save people from dying but it won’t stop infections, not the early vaccine anyway.”

Adding that: “I think we still need to rely on the basic principles which is hands, face, space and if we all do that and we’re realistic and don’t say Christmas is an exception.

“If we make Christmas an exception, then every celebration will be an exception. A birthday, a Friday night, a promotion…” 

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